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"Getting money is like digging with a needle;
spending it is like water soaking into sand."

Japanese Proverb





 

 

 

 

 
hands holding calculator with checkbook nearby  

Easy Ways to Cut Expenses


Saving money for most people is actually better than earning more money because of taxes. If you earn a dollar more a year, depending on your deductions and tax bracket, you may actually only get to spend or invest 50 cents, while the rest goes to Social Security, federal, Medicare and state taxes.

However, if you save $1 off your grocery bill this week, you get to keep the whole dollar, since that is already post tax money. So with that in mind, here are some tips to reduce your current expenses.
woman's hands writing out a check
  I try to put all of my purchases and bills on a cash back credit card. That way I make a little extra money each month, I can track my expenses by budget category, and I do not have to write as many paper checks.




 

 

 

A lack of money is the root of all evil. ~ Mark Twain

Articles In This Section:

Trimming Expenses

Living on one income


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