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money on a scale

 

"Getting money is like digging with a needle;
spending it is like water soaking into sand."

Japanese Proverb

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Food Budget Tips - form the UC Berkeley Parents forum

Frugal Tip - Many appliances use electricity even when turned off. The Lawrence Berkeley National Lab has a list of the watts used for by products in stand by mode. You can save money on electricity costs by actually unplugging, and not just turning off, many electrical products.

turning off power stips can be frugal

 

Household Budget Tips

One of my main hobbies has always been to collect books on budgeting, investing and saving money. My hobby has allowed me to be able to be a stay at home mom for the last ten years, despite living in one of the most expensive areas of the country. I hope you enjoy the frugal living tips I've collected over the years.

Please email me if you find a tip that is especially useful or if you have a tip you would like to share with the other readers of this site.

Featured Articles:

  • Making a Budget - an important step in getting finances under control.

  • Find a free budget worksheet here.

  • Ways to Make Extra Money - Creative ways to make some extra cash when money is tight and you don't have a regular job.

  • Tips for Frugal Living - suggestions on how to save money on food, travel, entertainment, health care and general shopping.

  • Saving Money on Groceries - watching the pennies each day can add up to real savings over time.

  • Living on One Income - Can you cut back enough to manage it? Financial questions to ask yourself before you take the plunge.

  • My Favorite Online Freebies - really free credit reports, easy do it yourself greeting cards, full text magazine articles you won't find in the search engines, books and more.

Frugal Thoughts -

The way to wealth is as plain as the way to market. It depends chiefly on two words, industry and frugality: that is, waste neither time nor money, but make the best use of both. Without industry and frugality nothing will do, and with them everything.
Benjamin Franklin

The world has not yet learned the riches of frugality.
Cicero

I have learnt to seek my happiness in limiting my desires, rather than attempting to satisfy them.
John Stuart Mill

If you know how to spend less than you get, you have the philosopher's stone.
Benjamin Franklin

There is no dignity quite so impressive and no independence so important as living within your means.
Calvin Coolidge

Libraries will get you through times of no money better than money will get you through times of no libraries.
Anne Herbert

The most substantial people are the most frugal, and make the least show, and live at the least expense.
Francis Moore

If you can, you will quickly find that the greatest rate of return you will earn is on your own personal spending.
Mark Cuban, owner of the Dallas Mavericks


 

Wealth consists not in having great possessions but in having few wants. ~ Epicurus


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